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Finance Broking & Business Advisory, Brisbane

Brisbane Finance Broker & Business Advisory

Most brokers read your tax return. I read your business.

JBF Solutions brings specialist mortgage broking, commercial finance and business consulting together under one roof, led by Jean-Bernard (JB) Fremy with more than two decades of finance, technology and operations experience.

JB Fremy, FBAA and MFAA Accredited Finance Broker and Business Adviser, Founder of JBF Solutions

For every eligible home loan we settle, JBF donates $200 to the Bulimba Community Centre, at no cost to you.*

Our community commitment

*Home loans of $300,000+ arranged through JBF Solutions, property or entity in eligible suburbs. One donation per borrowing entity. See full criteria.

What We Do

Three Specialist Practice Areas

From home loans and investment finance to commercial lending and business operations, JBF Solutions covers the full spectrum of finance and advisory needs.

Mortgage Broking

Home loans, investment property finance, refinancing and professional LMI waivers. Access to an extensive lender panel (including boutique, wholesale and non-bank lenders) with structures suited to your situation, whether you're a first buyer, investor or medical professional.

Explore mortgage broking

Business Finance

Commercial loans, asset finance, equipment lending, business overdrafts and working capital solutions. Finance structured to match your business cycle and growth plans, not a generic off-the-shelf product.

Explore business finance

Business Consulting

Business systems, cashflow management, process optimisation and operations consulting. Built on two decades of hands-on experience across finance, technology and operations, practical advice that works in the real world.

Explore business consulting
JB Fremy, Founder of JBF Solutions
Finance Broking & Business Advisory Led by JB Fremy

Not a Generic Broker Site. JB's Specialist Finance and Business Advisory Practice.

JB Fremy brings more than two decades of finance, technology and operations experience to JBF Solutions clients. Accredited with FBAA and MFAA, JB works with individuals, professionals, investors and business owners to structure practical lending and business solutions.

JB's background spans banking, commercial lending, business operations and consulting, which means clients get advice that accounts for the full picture, not just the product.

FBAA Accredited MFAA Accredited AFCA Member 114903 Credit Rep No. 568424 20+ Years Experience

"There are no problems, just opportunities and solutions."

Accredited & Compliant

Accredited, Compliant and Client-Focused

JBF Solutions is accredited with the Finance Brokers Association of Australia and the Mortgage & Finance Association of Australia, giving clients confidence that advice, conduct and broker standards are backed by recognised industry bodies.

FBAA Accredited Member
FBAA Accredited

Finance Brokers Association of Australia. Membership signifies adherence to industry standards, professional conduct and ongoing education requirements.

MFAA Member
MFAA Accredited

Mortgage & Finance Association of Australia. A mark of professional standing in the finance broking industry, supported by strict compliance and ethics frameworks.

AFCA
Member
114903
AFCA Member 114903

Australian Financial Complaints Authority. Clients have access to a free, independent dispute resolution service, providing an additional layer of protection and accountability.

Credit Representative No. 568424 | Purple Circle Financial Services Pty Ltd ACL 486112

View Full Accreditation Details
20+
Years of finance, technology & operations experience
3
Specialist practice areas under one roof
2
Industry accreditations, FBAA & MFAA
1
Trusted adviser with your full picture in mind
Why JBF Solutions

A Finance Broker Who Understands the Business Side Too

Most brokers focus only on the loan. JB Fremy brings a business operator's lens to every engagement, understanding cashflow, operations and growth strategy alongside the finance structure.

Specialist, Not Generalist

Finance broking, commercial lending and business consulting handled by one experienced adviser, not handed off to different teams.

Accredited and Compliant

FBAA and MFAA accreditation, AFCA membership and Credit Representative status give clients confidence in the advice they receive.

Extensive Lender Panel Access

JBF Solutions accesses an extensive lender panel (including boutique, wholesale and non-bank lenders) to find competitive, well-structured solutions, not a single bank's product range.

Clear Communication Throughout

Straightforward advice, plain English explanations and transparent updates at every stage, no surprises.

Insights from JB Fremy

Latest from the Blog

View All Articles
Business Finance

Asset Finance vs Equipment Finance: What's the Difference?

Two similar-sounding products with meaningful differences. Understanding the distinction helps you choose the right structure for your business acquisitions.

JB Fremy ·
Business Consulting

Signs Your Business Systems Are Holding You Back

Many businesses grow quickly and outpace their own systems. Here are the warning signs and how to address them before they start costing you money.

JB Fremy ·
Free Tool

Borrowing Power Calculator

Get an indicative estimate of your home loan borrowing capacity based on your income, expenses, and deposit. Results appear instantly, no email required. Built by Brisbane-based finance brokers using an APRA-style serviceability model.

  • Models income shading, HEM expense floors, credit card liabilities and dependant costs
  • Indicative LVR and LMI flag based on your deposit
  • Connect with a broker for a lender-specific assessment at no cost

Indicative only. Not credit approval. Subject to lender assessment.

Work with an accredited finance broker recognised by FBAA and MFAA.

JBF Solutions holds FBAA and MFAA accreditation, AFCA membership and operates under Credit Representative No. 568424, giving you confidence that professional standards are in place.

View Accreditations

Ready to Talk Finance?

Book a no-obligation strategy call with JB Fremy. Bring your questions, your goals or your numbers, and leave with a clearer picture of what's possible.