Practical insights on mortgage broking, business finance and business operations, written by JB Fremy, FBAA and MFAA accredited finance broker and business adviser.
Medical practitioners, lawyers and accountants may be able to borrow above 80% LVR without paying Lenders Mortgage Insurance. Here's how it works and which lenders offer it.
Medical professionals have access to specialist lending options that most borrowers don't. Understanding the options available means you're not leaving money on the table.
The loan structure you choose for an investment property has implications well beyond the initial rate. Interest-only periods, offset accounts and cross-collateralisation all matter.
Two similar-sounding products with meaningful differences. Understanding the distinction helps you choose the right structure for your business acquisitions.
When a business is growing quickly, cashflow gaps can appear even when the P&L looks healthy. Working capital finance fills the gap, but the right product depends on your business model.
Understanding what lenders actually assess, and how they assess it, is a significant advantage when presenting a business finance application. JB explains the key factors.
Many businesses grow quickly and outpace their own systems. Here are the warning signs and how to address them before they start costing you money.
Running your business without clear cashflow visibility is like driving without a dashboard. Here's how to build a simple, practical cashflow tracking system that actually gets used.
Process optimisation doesn't require a consultant or a big budget. It starts with mapping what actually happens in your business, and asking why at every step.
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JB Fremy is the founder of JBF Solutions, with more than two decades of experience in finance, technology and business operations. All articles on this blog are written by JB and reflect practical, experience-based insights, not generic content. Finance-related articles include relevant disclaimers and are intended as general information only.
Articles provide general insights. A strategy call with JB gives you advice specific to your circumstances, no cost, no obligation.