RBA Rate Update: What the Latest Decision Means for Borrowers
The Reserve Bank's latest decision has implications for variable rate borrowers and those about to fix. Here's what you need to know and how to position yourself.
Finance Broking & Business Advisory, Brisbane
Most brokers read your tax return. I read your business.
JBF Solutions brings specialist mortgage broking, commercial finance and business consulting together under one roof, led by Jean-Bernard (JB) Fremy with more than two decades of finance, technology and operations experience.
For every eligible home loan we settle, JBF donates $200 to the Bulimba Community Centre, at no cost to you.*
Our community commitment*Home loans of $300,000+ arranged through JBF Solutions, property or entity in eligible suburbs. One donation per borrowing entity. See full criteria.
From home loans and investment finance to commercial lending and business operations, JBF Solutions covers the full spectrum of finance and advisory needs.
Home loans, investment property finance, refinancing and professional LMI waivers. Access to an extensive lender panel (including boutique, wholesale and non-bank lenders) with structures suited to your situation, whether you're a first buyer, investor or medical professional.
Explore mortgage brokingCommercial loans, asset finance, equipment lending, business overdrafts and working capital solutions. Finance structured to match your business cycle and growth plans, not a generic off-the-shelf product.
Explore business financeBusiness systems, cashflow management, process optimisation and operations consulting. Built on two decades of hands-on experience across finance, technology and operations, practical advice that works in the real world.
Explore business consultingJB Fremy brings more than two decades of finance, technology and operations experience to JBF Solutions clients. Accredited with FBAA and MFAA, JB works with individuals, professionals, investors and business owners to structure practical lending and business solutions.
JB's background spans banking, commercial lending, business operations and consulting, which means clients get advice that accounts for the full picture, not just the product.
"There are no problems, just opportunities and solutions."
JBF Solutions is accredited with the Finance Brokers Association of Australia and the Mortgage & Finance Association of Australia, giving clients confidence that advice, conduct and broker standards are backed by recognised industry bodies.
Finance Brokers Association of Australia. Membership signifies adherence to industry standards, professional conduct and ongoing education requirements.
Mortgage & Finance Association of Australia. A mark of professional standing in the finance broking industry, supported by strict compliance and ethics frameworks.
Australian Financial Complaints Authority. Clients have access to a free, independent dispute resolution service, providing an additional layer of protection and accountability.
Credit Representative No. 568424 | Purple Circle Financial Services Pty Ltd ACL 486112
Most brokers focus only on the loan. JB Fremy brings a business operator's lens to every engagement, understanding cashflow, operations and growth strategy alongside the finance structure.
Finance broking, commercial lending and business consulting handled by one experienced adviser, not handed off to different teams.
FBAA and MFAA accreditation, AFCA membership and Credit Representative status give clients confidence in the advice they receive.
JBF Solutions accesses an extensive lender panel (including boutique, wholesale and non-bank lenders) to find competitive, well-structured solutions, not a single bank's product range.
Straightforward advice, plain English explanations and transparent updates at every stage, no surprises.
The Reserve Bank's latest decision has implications for variable rate borrowers and those about to fix. Here's what you need to know and how to position yourself.
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Get an indicative estimate of your home loan borrowing capacity based on your income, expenses, and deposit. Results appear instantly, no email required. Built by Brisbane-based finance brokers using an APRA-style serviceability model.
Indicative only. Not credit approval. Subject to lender assessment.
Work with an accredited finance broker recognised by FBAA and MFAA.
JBF Solutions holds FBAA and MFAA accreditation, AFCA membership and operates under Credit Representative No. 568424, giving you confidence that professional standards are in place.
View AccreditationsBook a no-obligation strategy call with JB Fremy. Bring your questions, your goals or your numbers, and leave with a clearer picture of what's possible.